3.74% APR

APPLY FOR A LOAN WITH LIGHTSTREAM

  • Loan amounts from $5,000 to $100,000
  • Rates starting at 3.74%*‡ with AutoPay and SwimmingPool.com discount
  • Get funds for a new pool or spa, deck, liner, resurfacing, filters, landscaping, equipment — anything related to your pool or spa
  • No fees
  • Available in all 50 states
  • Have money deposited directly into your bank account, as soon as the same day you apply†

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Enter your builder or contractor’s name in the field above, and click GET STARTED AT LIGHTSTREAM.COM for access to your exclusive discount rate.

1We are so confident in the competitiveness of our interest rates that we will beat an interest rate (APR) presented by any other lender by .10 percentage points, if the other lender’s rate meets the terms and conditions described below:

Terms:

  • The lender’s interest rate (APR) must not be supported by any third-party arrangements such as vehicle manufacturer subvention payments (with rates as low as 0.0% APR), other manufacturer discounts, rate buy-downs by car-buying services, or any other similar third-party subsidized rate offerings.
  • The lender’s interest rate offer must be generally available to all of its customers that share a similar credit risk profile (so that employee discount programs or other special, limited lending programs would not qualify).
  • LightStream will offer a rate that is .10 percentage points below the specific rate offered by a competing lender.

Conditions:

  • The interest rate (APR) must be for the same loan amount, loan term, loan purpose and payment method (auto debit or invoice) that are being offered by LightStream. The offer applies to fixed-rate loans only. Variable-rate loans do not qualify.

    • You need to be approved for the other lender’s interest rate (APR).
    • If requested by us, you will need to supply LightStream with evidence, to its satisfaction, that the other lender’s interest rate (APR) meets the Rate Beat program terms and conditions described here. This could include an approval letter, loan document containing the APR, or other documentation that LightStream finds sufficient.
    • This offer expires if the terms and conditions are not satisfied prior to 2 p.m. Eastern time on the business day prior to loan funding.

These terms and conditions are subject to change at any time.

*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with SwimmingPool.com discount and AutoPay repayment discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Rates as of 05/19/2016.

Discount of .25 percentage point is for a new LightStream loan referred online by SwimmingPool.com. Borrower must apply directly through this website, and with cookies activated on their browser, in order for this offer to be tracked and valid.

You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

House IconSunTrust Bank is an Equal Housing Lender. ©2016 SunTrust Banks, Inc. SunTrust and LightStream are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.